Technology

Save time and money with our innovative decisioning technology. MDA's patented ePolicy® is an automated decisioning tool that helps you select and order the most appropriate valuation and title products for each loan application based on risk criteria you define. By applying the same criteria to every loan application, ePolicy ensures consistency and objectivity no matter where or by what channel a loan is originated. As a result, you can close loans faster and more cost effectively while controlling risk.

Receive the best product—according to your guidelines

We work with you to gain an in-depth understanding of your credit and risk guidelines. Then, we incorporate your criteria into customized software logic that translates your underwriting guidelines into business rules. So when you enter information about a loan, ePolicy accesses your rule set, matches the information against key loan characteristics and selects the appropriate product. You'll automatically receive the most cost-effective product based on risk, with upgrades triggered based on the results of the initial product returned and factors such as confidence score, variance to customer-stated value and more.